Individual medical
Individual medical coverage is a great option of millions of people. You can customize your length of coverage - anywhere from one day to one year at a time. The cost of the coverage is a lot less than traditional employer sponsored plans or plans found on the Marketplace. This type of coverage IS health insurance and is not a supplemental or fixed indemnity plan offered by many others.
However, you should be aware of a few things when purchasing this type of plan: (1) It is subject to underwriting (meaning you will be asked health questions and you could be denied coverage; (2) There are pre-existing condition exclusions; (3) most of these plans do not cover maternity services. If these criteria don’t affect you, then this is the coverage for you.
Also, in this offering, is the new shared medical concept offered through Aliera Health.