income protection direct

Cash benefits paid directly to you (in addition to all other private insurance) – up to $2,500 per month depending on the coverage level you choose. Day one coverage from the first day you’re sick* or hurt, are under the regular care of a doctor and:

• Can’t perform your usual work duties, if employed

• Can’t perform normal activities, if unemployed (such as housekeeping, shopping and driving)

• Up to 12 full months of coverage, depending on the nature and severity of the injury or illness

• 24/7 coverage, 365 days a year – for all occupations

• Protection that you keep even if you change jobs

RATES STARTING AT $20.07/MONTH

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disability income

Disability income is designed to replace income that is lost as a result of being hurt, sick, and out of work. It is typically offered through and employer since it is based upon income.

There are very few Carriers that sell disability directly to the insured outside of a workplace environment. And if they do, it is typically long term disability that ‘kicks in’ after 30 days of missed work. Short term disability normally has eliminiation periods or “time deductibles” of 7 or 14 days.

Mutual of Omaha has one that is based upon current earned income and is underwritten. However, the Surebridge product offered here is guaranteed issue and offered with a fourteen day waiting period or “time deductible”.

Because of its guaranteed issue nature, however, it is only available for purchase up to $2,500 a month. If you require more coverage, longer terms, or just want to talk to a licensed agent, click the button below to call or email.